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Annuities

An annuity is an insurance contract between you and your insurance provide. In return for the money you pay the insurance company (either in lump sum or in installments), the company promises to pay you a fixed amount every month either immediately …

Taxes

Taxes

A tax is a legal charge or levy that you are required to pay to the government or to other statutory bodies. Failure to your taxes can result in punishment and fines. Some taxes are direct – i.e the individual pays the government directly – …

Inflation

Inflation

All of us complain of a price rise. This increase in the price of things you buy or the services you use is called inflation. When the price of things rises, your dollars end up buying less of them. Over the last few decades, the US has been …

401k & Rollover

401k & Rollover

Have you ever wondered where “401(k)” or “IRA” comes from? Very simple: 401(k) and IRA are just a few codes that come from something called the “Internal Revenue Code” book that represents tax codes linked to different interest accumulating …

Life Insurance

Life Insurance

The products we offer prepare families and small businesses to be ready for various contingencies. Life Insurance is a financial tool that protects families and businesses from financial loss or associated with the unfortunate death of a family …

Money Concetps

Money Concetps

Have you heard the saying “Time is money?” Time is literally money! The more time you give your money to grow the more it could become. Now unfortunately, a majority of people today either have a lot of time or money. They rarely have both.